PAYMENT POLICY

Effective Date: January 15, 2025

At DIVINEGEMCRAFT, we are committed to providing a seamless and secure shopping experience. Below are the terms and conditions regarding payment processing on our website.

1. Accepted Payment Methods

We offer multiple secure payment options to accommodate our customers. The following methods are accepted:

  • Credit and Debit Cards: Visa, MasterCard, American Express, Discover
  • PayPal
  • Other Secure Payment Gateways

These payment methods allow you to choose the most convenient and secure way to complete your purchase.

2. Currency

All prices on our website are listed in USD (United States Dollars). If you are shopping from outside the United States, your payment provider may charge additional currency conversion fees or international transaction fees. Please note that these fees are outside our control and are set by your payment provider or financial institution.

3. Payment Authorization

By placing an order on our website, you authorize DIVINEGEMCRAFT to charge the provided payment method for the total amount of the order. Payments are processed immediately or within a few hours, depending on your chosen payment method. If there is an issue with your payment, we may contact you to resolve the matter or cancel your order.

4. Security

We prioritize the security of your personal and payment information. To protect your data, we use industry-standard encryption and secure payment technologies. However, please note that DIVINEGEMCRAFT is not liable for any issues or unauthorized transactions resulting from the use of third-party payment processors.

5. Failed Payments

If your payment is unsuccessful due to issues such as insufficient funds, expired credit card, or incorrect payment details, we may reach out to you for clarification. In cases where the payment cannot be resolved, your order may be canceled. We recommend reviewing your payment information carefully before completing the checkout process.

6. Billing Information

When making a purchase, you agree to provide accurate, complete, and up-to-date billing information. If there are any discrepancies or issues with your payment details, we may contact you for clarification or additional action to resolve the situation. Failure to provide correct billing information may result in delays or cancellation of your order.

7. Taxes and Fees

Sales tax will be applied to your order based on the shipping destination and relevant tax laws. Any additional fees, such as transaction fees, international transaction fees, or foreign exchange fees, are the responsibility of the customer and may be charged by your payment provider.

LAST REVISED: January 15, 2025